First America Bank
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Remote Deposit Capture -
Convenient, Safe & Secure

Commercial Real Estate Loans

As your business grows you may find that you need an upgrade to your current business surroundings. Owners and investors in commercial real estate need rapid decision making and straight-talk from their financial institutions now more than ever.

Our seasoned Commercial Lending Team brings a wealth of market knowledge and experience unsurpassed in our community. Our customers value our working relationship due to our rapid decision-making, but even more because we know the unique dynamics of each customers business because we live and work in the markets we serve.

First America Bank offers a full spectrum of on-balance-sheet structured construction, repositioning, mini-perm, interim, and permanent financing for all stages of a commercial real estate project.

We can help you with:

  • Construction and acquisition financing
  • Interim and bridge financing
  • Mini-perm financing
  • Permanent financing
  • Rehabilitation and repositioning
  • Note financing
  • Secured and unsecured lines of credit
  • A&D and unit construction financing

Our loan terms include:

  • On-balance-sheet portfolio financing ranging from $1 million to more than $5 million
  • Competitive fixed and floating rates
  • All major asset types
  • Flexible terms of 1 - 5 years, with longer terms (up to 10 years) available for select stabilized projects
About Us

First America Bank is committed to providing the communities we serve with the best banking value, service and convenience possible. We strive to ensure the customer’s experience exceeds their expectations. First America Bank is a strong community bank serving the needs of individuals and businesses throughout Manatee and Sarasota Counties. We provide the best lending products for both personal and commercial customers. Our deposit products are competitive; we have an account to meet most financial needs. Our knowledgeable TEAM is geared to assist customers with quick and professional service.

We appreciate the opportunity to serve you and show you how we are "Customer Focused. Community Strong."