First America Bank
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Remote Deposit Capture -
Convenient, Safe & Secure

Commercial Line of Credit

Need Flexibility??

Whether your needs are large or small, our business lines of credit allow you to access cash on an ongoing basis -- For equipment purchases or to meet unexpected cash needs or possibly take advantage of business opportunities as they arise….a First America Bank business lines of credit can help. Simple. Easy. Convenient.

Our largest line of credit for maximum flexibility.

With a Business Line of Credit, worries about fluctuating cash flow can be a thing of the past. It’s our largest line of credit, giving you the ability to access funds on an as-needed basis up to your credit limit. And when you pay down the balance, you’ll replenish your available credit.

A secured line of credit for larger needs.

A Business Line of Credit is a revolving line of credit that can be secured with a variety of collateral options, including real estate. Use it to purchase equipment and materials or to finance inventory and account receivables.

Lines of credit up to $1 million.

  • Our largest operating line of credit, with line sizes from $100,000 to $1 million
  • Secured by receivables or inventory
  • Lower interest rates and higher credit limits because it’s a secured line
  • A revolving line of credit; when you make a payment, you replenish the credit available to your business
  • Overdraft protection option for your U.S. Bank business checking account
  • SBA financing options available


To qualify for a Business Line of Credit, you need to have been in business for more than two years.

About Us

First America Bank is committed to providing the communities we serve with the best banking value, service and convenience possible. We strive to ensure the customer’s experience exceeds their expectations. First America Bank is a strong community bank serving the needs of individuals and businesses throughout Manatee and Sarasota Counties. We provide the best lending products for both personal and commercial customers. Our deposit products are competitive; we have an account to meet most financial needs. Our knowledgeable TEAM is geared to assist customers with quick and professional service.

We appreciate the opportunity to serve you and show you how we are "Customer Focused. Community Strong."