Checking Accounts

Capital Business Checking (Business Checking)

• $100.00 Minimum to open
• No minimum balance / No monthly maintenance fee
• Free Internet Banking
• Free telephone banking
• Unlimited check writing privileges
• Overdraft protection
• Freedom CheckCard for Business
• Check images returned with statement
• Monthly statements

Supreme Business NOW Checking (Sole Proprietors and Not-for-Profit)

• $100.00 minimum to open
• Monthly maintenance fee of $15.00, waived if you maintain a average daily balance of $2,500
• Free Internet Banking
• Free telephone banking
• Tiered interest rates: $0.00-$9,999.99, $10,000.00-$49,999.99, $50,000.00-$99,999.99,$100,000.00 and over
• Unlimited check writing privileges
• Check images returned with statement
• Monthly statements

IOTA Account (Law Firm Trust Account)

• $100.00 minimum to open
• Intrest bearing account
• No minimum balance / No monthly maintenance fee
• Unlimited check writing privileges
• Check images returned with statement
• Monthly statements

Presidential Sweep Account

• With this account, your collected funds in excess of $50,000.00 are automatically swept from your checking account to an interest bearing investment account where you can earn a higher rate of interest.
• Tiered interest rates: $50,000.00-$99,999.99, $100,000.00 and over
• Your money is automatically swept back into your checking account when the collected balance in your checking account falls below $50,000.00
• There is a $20.00 monthly fee for this service
• Monthly statements
• This account is NOT FDIC insured
• This account is NOT guaranteed by First America Bank
• This account is subject to investment risks, including possible loss of the principle invested.